The PM Surya Ghar Muft Bijli Yojana is one of the most significant energy policy shifts India has seen — a flat ₹78,000 central government subsidy available to every residential household that installs a grid-tied rooftop solar system. If you have been waiting to go solar, 2026 is the year to act.
What Is PM Surya Ghar Yojana?
Launched in February 2024 and expanded through 2026, the scheme aims to provide free electricity to 1 crore households across India. The subsidy is disbursed directly to the installer after DISCOM inspection and net-metering approval — you don't have to chase it yourself.
How Much Subsidy Do You Actually Get?
| System Size | Central Subsidy |
|---|---|
| Up to 2 kW | ₹30,000 per kW (max ₹60,000) |
| 2–3 kW | ₹18,000 for the third kW |
| Above 3 kW | Capped at ₹78,000 |
So whether you install a 3 kW or a 10 kW system, the central subsidy is a flat ₹78,000 maximum.
Stack Your Subsidies: State Top-Ups
Several states add their own subsidy on top of the central amount:
- Delhi: ₹30,000 extra + Generation-Based Incentive (₹2–3/unit for 5 years)
- Uttar Pradesh: ₹30,000 extra via UPNEDA
- Gujarat, Maharashtra, Haryana, Rajasthan: State top-ups via nodal agencies
A Delhi homeowner installing a 5 kW system can reduce their net cost by ₹1,08,000 (₹78k central + ₹30k state) before even counting the GBI income.
Who Is Eligible?
- Any Indian residential consumer with an active DISCOM connection
- System must be grid-tied (off-grid systems are not eligible)
- Installer must be empanelled on the National Portal for Rooftop Solar
- Only one subsidy per household / electricity connection
Step-by-Step: How to Apply
- Register on pmsuryaghar.gov.in with your electricity bill details
- Choose an empanelled installer — Vermson India is registered on the portal
- Get a feasibility report and fixed-price proposal
- Installation: panels, inverter, mounting, safety checks
- DISCOM inspection and net-meter installation (handled by us)
- Subsidy disbursed directly to your bank account within 30 days of commissioning
How Long Does It Take?
From registration to first solar unit: typically 45–75 days for a residential system. DISCOM approval timelines vary by state — Delhi and UP are currently running 3–5 weeks for net-metering approval.
Bottom Line
The PM Surya Ghar subsidy makes solar the most financially sound home improvement you can make in 2026. With payback periods of 3–5 years (often under 4 years in high-tariff cities like Mumbai and Hyderabad), you're looking at 20 years of near-free electricity after that. The only question is how long you want to keep paying full DISCOM rates.
